Mobile Advantage Account

Mobile Advantage is a digital payment option available only in the DINOPAY mobile app. Mobile Advantage is a pay-by-bank (ACH system) form of payment that is directly linked to your personal checking account. There are no bank holds or checking fees with Mobile Advantage. There are also no annual or monthly fees.

When you use Mobile Advantage at participating Sinclair locations, you will receive 15¢ off per gallon, up to 35 gallons per transaction. Stinker locations are eligible for an additional 10¢ per gallon, for a total of 25¢ per gallon. Sinclair reserves the right to discontinue or alter the terms of this program at any time.

Discount does not apply to the following:

• Age-restricted items including alcohol, bottle deposits, tobacco, lottery and lotto
• Postage stamps
• Sinclair gift cards; Visa, Mastercard and American Express prepaid cards; sports betting gift cards and phone cards
• Money orders
• Event tickets, stickers and passes
• Rentals and other service items
• Previous purchases
• Taxes, shipping, delivery, handling and all other fees or charges
• Where otherwise prohibited by law

Mobile Advantage can only be used at participating Sinclair locations to pay at the pump or in-store.

Your personal checking account is linked to your Mobile Advantage account when you sign up / enroll. You must complete the signup / enrollment process where you will securely link your bank checking account to your DINOPAY Mobile Advantage account before it can be used.

When you arrive at the station, open your DINOPAY app. From the Home Screen > tap “Pay” and follow the prompts to select your pump. Additional guidance is available in the DINOPAY Quick Start Guide.

When you select “Pay Inside” and tap “Generate Code,” the screen will display a QR code, and the cashier will scan the code to complete your purchase.

Receipts for Mobile Advantage purchases can be viewed in your DINOPAY app. From the Home screen > tap “More” at the bottom right side of your screen >> Transaction History. You can also check your bank account monthly statement online or in print to see Mobile Advantage transactions that have been recorded on the personal checking account you have associated with Mobile Advantage.

Enrollment in Sinclair Mobile Advantage is available only through the DINOPAY app. For full details on how to apply, visit our site here.

1. To enroll, start from the app homepage.
2. Tap the Settings icon, the gear in the upper right corner.
3. The Settings menu will open; tap “Payment Method.”
4. Tap the “Add Payment” button.
5. Tap “Add Sinclair Mobile Advantage Account.”
6. Follow the prompts to securely connect your personal checking account and authorize your Mobile Advantage account set up.

Currently, only active, personal checking accounts from US banks can be used with Mobile Advantage. Savings, money market, corporate, foreign, prepaid and other types of bank accounts cannot be used with Mobile Advantage.

Most personal checking accounts can be connected instantly through the signup / enrollment process. Once your Mobile Advantage account is active, select Mobile Advantage as your preferred payment method so you are always ready to save! An in-app wallet will be automatically added and available for use in your DINOPAY app.

With Mobile Advantage, your linked personal checking account information must be validated to ensure the routing and bank account numbers have been correctly added. When you’re unable to link your personal checking account through Plaid, banking information must be entered manually. There will be a small deposit and a small withdrawal to your personal checking account. Once you see these amounts in your bank account, log back into Mobile Advantage in the DINOPAY App and follow the prompts to enter those amounts. Your Mobile Advantage account is not activated until this deposit verification process has been completed.

Once you have completed the setup process, you will receive email confirmation that your Mobile Advantage is ready to be used for payment. You can also go into your DINOPAY mobile app and open the Mobile Advantage section to see if it is available for use. Lastly, Mobile Advantage should be visible in your app Wallet, with the option to make it your preferred payment method.

Ensure you have completed the setup process and received confirmation that your Mobile Advantage account is ready to be used for payment. If you are still having issues using Mobile Advantage, please contact our customer service team via live chat or email us at mobileadvantage@paywithspire.com.

Sinclair does not access, keep or store your bank account information. Setup is done through Pay With Spire, Inc. with your personal bank to authorize and securely connect your Mobile Advantage account to then be used for payment.

Transactions for an ACH program like this can take a few days to hit your bank account. If your account does not have funds at the time of settlement, there will be fee(s) applied to your account that will be re-attempted for payment via electronic means. If this is not successful, your account will be suspended, and the transaction and fee amounts placed into collections. It is also possible that your bank may assess their own fee for services such as overdraft protection. Pay with Spire is not responsible for any fees incurred as a result of payments returned by your bank. Please see Section 5 of the Sinclair Mobile Advantage Terms and Conditions here.

There is no hold on your bank account with Mobile Advantage.

There are no credit score checks required to enroll in Mobile Advantage. Use of Mobile Advantage is not based on your credit history and will not impact your credit history, if the funds in the account you associated with Mobile Advantage are sufficient to cover the purchases you make.

Sinclair prioritizes the security of your data. We do not sell or disclose any information to a third party. The data you provide is only required for identity verification purposes. Your information is only used in the manner noted and kept in a secure environment. For more information, please refer to the Mobile Advantage Privacy Policy.

Only one (personal) checking account can be used per Mobile Advantage account.

Please contact our customer service team via live chat or email us at mobileadvantage@paywithspire.com.

Transactions can be viewed in the DINOPAY mobile app, under “Transaction History.”

Please contact our customer service team at 866-466-9798.